What happens if I invest 15000 a month in SIP for 15 years? (2024)

What happens if I invest 15000 a month in SIP for 15 years?

As per the 15-15-15 rule, mutual funds investors invest in ₹15000 SIP per month at a rate of interest of 15% for 15 years. And at the end of tenure, likely to generate approximately ₹1 crore.

What is the SIP of 15000 per month for 15 years?

If you invest in SIP by adopting the formula of 15X15X15, then at the rate of Rs 15,000 per month, you will invest a total of Rs 27,00,000 in 15 years. But if you get the interest on it at the rate of 15 per cent, then it will translate into Rs 74,52,946.

Which SIP gives highest return in 15 years?

What if I invest $10 000 a month in SIP for 15 years?

So, assuming an investor invests ₹10,000 per month for 15 years, maintaining 10 per cent annual step up, mutual funds SIP calculator suggests that one's SIP of ₹10,000 would yield ₹1,03,11,841 or ₹1.03 crore.

What if I invest $1,000 a month in mutual funds for 20 years?

If you were to stay invested for a shorter duration, say 20 years, you'd invest Rs 2,40,000, but your portfolio value would be Rs 9.89 lakh. A decade-long investment of Rs 1,000 per month would equal Rs. 2,30,038, as compared to Rs. 1,20,000 invested over the same period.

What is the return of SIP in 15 years?

The top performing SIPs these days have shown a remarkable growth of 18% to sometimes even more than 15% in a span of 15 years which is way more than any other investment option available in the market.

What if I invest $50,000 a month in SIP for 20 years?

By investing Rs 50,000 per month one time, he could look to accumulate Rs. 19.16 lakhs in twenty years with 20% annualized returns. We have taken a weighted average of the return of each fund after considering the lower 3-year and 5-year returns as the return over the 20 years.

What happens if I invest 20000 a month in SIP for 10 years?

Given that performance, if one would started investing Rs 20,000 monthly through SIP in this fund 10 years ago, they would have got Rs 1.01 crore with capital gains of Rs 77.18 lakh. The expense ratio of the scheme is 0.77 per cent against the category average of 0.62 per cent.

What if I invest $5,000 in SIP for 20 years?

If someone begins a SIP of 5000 per month for a span of 20 years, at 12% assumed annualized rate of return per annum, your total investment in 20 years is Rs. 12 lakh and the accumulated corpus at the end of tenure is close to Rs. 50 lakhs.

How to make 1 crore in 15 years through SIP?

How much to invest a month to become a millionaire in 15 years?

If you have just 15 years until you want to achieve millionaire status, you'd need to invest $2,622.80 per month. This amount is a lot higher because you aren't benefiting as much from the long window of compound growth that happens when your investments earn returns that are reinvested and earn returns of their own.

What happens if I invest 10000 a month in SIP for 30 years?

According to tax and investment experts, if an investor invests ₹10,000 per month in mutual fund SIP for 30 years, he or she can accumulate around ₹12.7 crore at the time of maturity provided it has used 10 per cent annual step-up.

Is SIP tax free?

SIP falls under the EEE (Exempt, Exempt, Exempt) category for Equity Linked Saving Schemes (ELSS). The amount invested, the amount received at maturity, and the amount of the withdrawal are all tax-free. One may deduct up to Rs. 1,50,000 annually using SIP in an ELSS fund.

What if I invested $1000 in S&P 500 10 years ago?

According to our calculations, a $1000 investment made in February 2014 would be worth $5,971.20, or a gain of 497.12%, as of February 5, 2024, and this return excludes dividends but includes price increases. Compare this to the S&P 500's rally of 178.17% and gold's return of 55.50% over the same time frame.

How much should I invest a month to become a millionaire in 10 years?

Now, let's consider how our calculations change if the time horizon is 10 years. If you are starting from scratch, you will need to invest about $4,757 at the end of every month for 10 years. Suppose you already have $100,000. Then you will only need $3,390 at the end of every month to become a millionaire in 10 years.

What happens if you put 1000 in the S&P 500 every month?

Terms may apply to offers listed on this page. Investing $1,000 a month for 20 years would leave you with around $687,306. The specific amount you end up with depends on your returns -- the S&P 500 has averaged 10% returns over the last 50 years.

Is SIP good for 15 years?

If you want to accumulate Rs 1 crore in 15 years, your SIP investment per month will be Rs 19,819, and you will invest Rs 35.67 lakh overall. After this investment, you will get capital gains of Rs 64.33 lakh, while the total returns will be Rs 1 crore.

What is the SIP of 20000 per month for 15 years?

The investor may generate INR 1 crore in 15 years by investing INR 20,000 per month. On top of that, an investor can generate INR 1.9 crore if he invests INR 20,000 per month for 20 years.

Which SIP gives highest return?

What if I invest 10000 a month in SIP for 10 years?

It has given 25.96 % annualised returns in ten years. The calculator shows that a monthly SIP of ₹10,000 in this fund could have grown to approx. ₹57,53,702 in ten years. The mutual fund calculator shows how a lumpsum investment of 1 lakh grew more than five times in ten years.

What happens if you invest 10000 a month in SIP?

With the help of compounding, your monthly investment of 10000 can help you accumulate Rs 1 crore, Rs 1.9 crore, and Rs 3.5 crore in 20, 25, and 30 years, respectively, even if you manage to get 12 per cent annualised returns from your mutual fund investments.

How much do I need to invest a month to be a millionaire in 5 years?

You'd need to invest around $13,000 per month to save a million dollars in five years, assuming a 7% annual rate of return and 3% inflation rate. For a rate of return of 5%, you'd need to save around $14,700 per month.

What is the 20 year SIP of 15000?

20 year SIP of Rs 15000 monthly = Rs 1.4 crore. 25 year SIP of Rs 15000 monthly = Rs 2.7 crore. 30 year SIP of Rs 15000 monthly = Rs 4.8 crore.

What if I invest $2,000 a month in SIP for 5 years?

Say you invest Rs 2,000 every month through SIP in an ICICI Bank mutual fund for five years, and let's assume an average annual return of 12 per cent. By the end of five years, your total investment of Rs 1,20,000 could grow into around Rs 1,62,000.

How to make 1 crore in 10 years by SIP?

In order to make 1 crore in 10 years, here are the following amount one needs to invest. An individual can invest INR 38,050 to get 15% annual interest. Hence, in 10 years, the amount will be INR 1,0,09,124, and the investor will achieve the target of making 1 crore in 10 years.